Peachy Budget 1.0 — meet your Daily Peach

Most budgeting apps tell you where your money went. Peachy Budget tells you what's safe to spend today — and that turns out to be the only number that actually changes how a day goes.

We call it your Daily Peach: your balance, projected forward to your next payday, with every bill in between already set aside. Spend up to it and you won't come up short before payday. Whatever you leave on the table quietly goes to work on your debt.

What's in 1.0

• Your Daily Peach — one honest "safe to spend today" number that steps up the day your pay lands and reserves your fixed bills first.
• Money in your pocket — a forward projection of what you'll have each day, the day before rent, and at month-end.
• Debt payoff — eight strategies, a month-by-month plan, your debt-free date, and one-click "found money" payments from whatever you didn't spend.
• Bills, envelopes & a rainy-day pool — see whether each bill will clear before payday, and keep a buffer that never inflates your Daily Peach.
• Net worth & goals — track assets against debts, and fund savings goals with a clear "save $X/month" pace.
• Private by design — 100% local, no bank logins, nothing leaves your Mac. We never sell your data or show an ad.

What it costs

No ad-supported free tier, and no turning you into the product.

• Mac app — $29.99, once. Yours to keep, works offline, no subscription, 100% local. (Coming soon to the Mac App Store.)
• A browser version is on the way for other platforms — we'll share web pricing when it's ready.

If the Mac app isn't for you, just ask within 30 days and we'll refund you.

Where we're headed

Peachy Budget is one half of a small, calm family of tools. Peachy Tasks — a warm home for everything you mean to do — is in beta now, and cross-platform sync for Budget is on the way. Two apps today, designed to feel like one. More to come.

Questions or ideas? Write to us — a real person reads every note.